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Cruise Control on the FinTech Highway
Depending on where you live, your life style, or preferences, you may own a car. Where I live, right in the middle of the United States, I need a car. Got to have one, no two ways around it. I need it to get to the store, to get the kids to school, to get…Anywhere! Now I like my car just fine. I have had it for just over nine years now and it has been mostly reliable. I can do most of the things that I want or need to do....
Read MoreBanking on trust- Test automation to the rescue
When we think of a bank, the first thing which comes to our mind is “Trust”. we trust that our money is safely accounted for at the bank. With this trust in hand, banking has evolved into the nerve center of all financial activities around the world....
Read MoreThe new era of transaction switching
With the increasing number of payment channels and methods, the complexity of transaction switching software is ever growing. Aspects like reliability, performance, low latency, resilience and security have become qualifiers rather than differentiators....
Read MoreWhy end-to-end test automation is the best way ahead in e-commerce?
In 2016, an estimated 1.61 billion people worldwide purchased goods online and global e-commerce sales amounted to $1.9 trillion. Even though this looks like a gargantuan amount, $1.9 trillion is just 8.7 % of the total retail sales in the year 2016. With the growing number of internet service providers, the proliferation of mobile data and the growing acceptance of e-commerce sites, there is a huge potential for further growth, and sales numbers are projected to reach $5 trillion by 2021. This has led to a flurry of new startups and investments in the e-commerce domain, and every new player is aggressively trying capture this market. One of the key metric that decides success in this field is that of “conversion rate”. The conversion rate is the ratio of visitors to a website that actually complete a purchase and every company is looking for new ways to increase this critical ratio....
Read MoreApplying the brakes to the runaway train of technical debt
In 2008 the hubris of the financial sector that we serve finally caught up with itself. Mountains of consumer debt that had been packaged, re-sold and deferred turned out to be unserviceable and the whole edifice came tumbling down.Now commentators are asking whether any lessons have really been learned as consumer debt in some western economies st...
Read MoreTest automation for the 21st Century
Markets globally are as different as they are similar with innovations, regulations and even cultural differences deciding on how solutions are implemented. FinTech has been in focus when it comes to finding new and simple ways to bank, lend and pay. This means that there is constant change to the IT ecosystem:...
Read MorePayments revolution at Money 20/20 Europe 2017!
In today's connected world there are several opportunities for banks and financial institutions to increase the level of engagement with the end customers and businesses. The role of mobile and social media is significant, driven largely by the millennial generation while followed by the rest of us....
Read MoreAutomated Testing- The future of end-to-end lifecycle testing!
Disruptions in the 21st century have led to a revolution in the technology ecosystem across various stakeholders namely acquirers, merchants, banks, retailers and financial institutions. The unifying characteristic of these stakeholders is a constant need for change. New platforms, new products, new hardware and new channels...
Read MoreThe Payments Switch - A Complex Fabric of Business and Technology
Payments switch is a complex fabric of functionality and technology, intricately woven to provide a solid platform. With the intent to deliver high throughput & resilience to the ever-changing field of payments services. From a bird’s eye view, it might seem as if payments switch is a generic platform used to transform...
Read More21st century Payments-Why evolution is just not good enough!
The history of payment system products since the 1980s is one of gradual evolution. There have been few radical changes. Instead, products saw incremental enhancement over time, with many products all built on core code that was written in the 1980s and 1990s. Products like BASE24, Postilion, BASE24-eps and OPEN/2...
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