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FinTech has arrived in Scotland: Investing in skills will make sure it stays
Historically, among the many things Scotland is applauded for, financial services and innovation sit as two of its longest-standing and best-known accomplishments. The recent visit from Ivan McKee MSP, the Minister for Trade, Investment and Innovation, demonstrates the extent to which this assertion is true....
Read MoreThe changing landscape of Payment Switches for the 21st century
We are sponsoring the ATMIA South Africa Banking and Payments Industry Summit in Johannesburg on August 23rd. My colleague Jim Tomaney and I will be in attendance and Jim, our chief operating officer, will be discussing ‘Modernising payments processing with next-generation switching platforms’ as one of the keynote presentations....
Read MoreThere’s a growing culture of complacency for rigorous testing in UK Financial Services. Consumers deserve better.
There’s a growing culture of complacency for rigorous testing in UK Financial Services. Consumers deserve better....
Read MoreOutages for companies like Monzo don’t have to keep happening. Here’s why.
Over the last 12-months, several high-profile FinTechs and challenger banks have experienced multiple outages for cards processing, leading to reputational damage, anxious tweets, irritated customers, and potentially, lost revenue....
Read MoreCruise Control on the FinTech Highway
Depending on where you live, your life style, or preferences, you may own a car. Where I live, right in the middle of the United States, I need a car. Got to have one, no two ways around it. I need it to get to the store, to get the kids to school, to get…Anywhere! Now I like my car just fine. I have had it for just over nine years now and it has been mostly reliable. I can do most of the things that I want or need to do....
Read MoreBanking on trust- Test automation to the rescue
When we think of a bank, the first thing which comes to our mind is “Trust”. we trust that our money is safely accounted for at the bank. With this trust in hand, banking has evolved into the nerve center of all financial activities around the world....
Read MoreThe new era of transaction switching
With the increasing number of payment channels and methods, the complexity of transaction switching software is ever growing. Aspects like reliability, performance, low latency, resilience and security have become qualifiers rather than differentiators....
Read MoreWhy end-to-end test automation is the best way ahead in e-commerce?
In 2016, an estimated 1.61 billion people worldwide purchased goods online and global e-commerce sales amounted to $1.9 trillion. Even though this looks like a gargantuan amount, $1.9 trillion is just 8.7 % of the total retail sales in the year 2016. With the growing number of internet service providers, the proliferation of mobile data and the growing acceptance of e-commerce sites, there is a huge potential for further growth, and sales numbers are projected to reach $5 trillion by 2021. This has led to a flurry of new startups and investments in the e-commerce domain, and every new player is aggressively trying capture this market. One of the key metric that decides success in this field is that of “conversion rate”. The conversion rate is the ratio of visitors to a website that actually complete a purchase and every company is looking for new ways to increase this critical ratio....
Read MoreApplying the brakes to the runaway train of technical debt
In 2008 the hubris of the financial sector that we serve finally caught up with itself. Mountains of consumer debt that had been packaged, re-sold and deferred turned out to be unserviceable and the whole edifice came tumbling down.Now commentators are asking whether any lessons have really been learned as consumer debt in some western economies st...
Read MoreTest automation for the 21st Century
Markets globally are as different as they are similar with innovations, regulations and even cultural differences deciding on how solutions are implemented. FinTech has been in focus when it comes to finding new and simple ways to bank, lend and pay. This means that there is constant change to the IT ecosystem:...
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