Blog

July 19 , 2017

Test automation for the 21st Century

Markets globally are as different as they are similar with innovations, regulations and even cultural differences deciding on how solutions are implemented. FinTech has been in focus when it comes to finding new and simple ways to bank, lend and pay. This means that there is constant change to the IT ecosystem:...

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June 2 , 2017

Automated Testing- The future of end-to-end lifecycle testing!

Disruptions in the 21st century have led to a revolution in the technology ecosystem across various stakeholders namely acquirers, merchants, banks, retailers and financial institutions. The unifying characteristic of these stakeholders is a constant need for change. New platforms, new products, new hardware and new channels...

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January 17 , 2018

The new era of transaction switching

With the increasing number of payment channels and methods, the complexity of transaction switching software is ever growing. Aspects like reliability, performance, low latency, resilience and security have become qualifiers rather than differentiators....

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December 1 , 2016

21st century Payments-Why evolution is just not good enough!

The history of payment system products since the 1980s is one of gradual evolution. There have been few radical changes. Instead, products saw incremental enhancement over time, with many products all built on core code that was written in the 1980s and 1990s. Products like BASE24, Postilion, BASE24-eps and OPEN/2...

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March 15 , 2018

Cruise Control on the FinTech Highway

Depending on where you live, your life style, or preferences, you may own a car. Where I live, right in the middle of the United States, I need a car. Got to have one, no two ways around it. I need it to get to the store, to get the kids to school, to get…Anywhere! Now I like my car just fine. I have had it for just over nine years now and it has been mostly reliable. I can do most of the things that I want or need to do....

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November 15 , 2017

Applying the brakes to the runaway train of technical debt

In 2008 the hubris of the financial sector that we serve finally caught up with itself. Mountains of consumer debt that had been packaged, re-sold and deferred turned out to be unserviceable and the whole edifice came tumbling down. Now commentators are asking whether any lessons have really been learned as consumer debt in some western economies starts to climb again....

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February 22 , 2017

The Payments Switch - A Complex Fabric of Business and Technology

Payments switch is a complex fabric of functionality and technology, intricately woven to provide a solid platform. With the intent to deliver high throughput & resilience to the ever-changing field of payments services. From a bird’s eye view, it might seem as if payments switch is a generic platform used to transform...

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September 7 , 2018

FinTech has arrived in Scotland: Investing in skills will make sure it stays

Historically, among the many things Scotland is applauded for, financial services and innovation sit as two of its longest-standing and best-known accomplishments. The recent visit from Ivan McKee MSP, the Minister for Trade, Investment and Innovation, demonstrates the extent to which this assertion is true....

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August 20 , 2018

The changing landscape of Payment Switches for the 21st century

We are sponsoring the ATMIA South Africa Banking and Payments Industry Summit in Johannesburg on August 23rd. My colleague Jim Tomaney and I will be in attendance and Jim, our chief operating officer, will be discussing ‘Modernising payments processing with next-generation switching platforms’ as one of the keynote presentations....

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